Financing That Helps You Farm With Confidence
Why Financing Matters
Financing isn’t about borrowing money – it’s about creating flexibility to run your operation your way.
Apply for Credit
Preserve Working Capital
Keep cash on hand for other important expenses.
Spread Costs Over Time
Align payments with your cash flow and crop cycle.
Secure Products When You Need Them
Get the right products at the right time for your operation.
Improve Cash Flow Management
Plan ahead and reduce financial stress during the season.
Invest in Productivity
Make decisions today that can deliver returns tomorrow.
It Often Starts With Seed
For many growers, seed is one of the first major decisions of the season. Financing can help you move forward sooner while creating flexibility for the rest of your acre plan.
Many growers begin financing conversations during seed planning and use that flexibility throughout the season.
Select Your
Seed
Start strong with the
right genetics.
Crop
Protection
Protect your
yield potential.
Crop
Nutrition
Fuel your crops
for performance.
Whole-Acre
Solution
Build a complete plan
with confidence.
Considering Innvictis®
Next Season?
Explore flexible financing options available on qualifying Innvictis purchases.
Rates as low as 0%*
Not Seed Only Applies to all qualifying Innvictis portfolio purchases
Delay payment until after harvest or later in the season
Talk to your Crop Advisor about qualifying options
Which Financing Option is Right For You?
We partner with trusted financial providers to offer options that fit your operation.
Let’s Build Your Plan Together
Frequently Asked Questions (FAQs)
How do I get a credit line to finance with SGS?
For longer financing with one of our financing partners we would have you apply with the financing partner, either online or paper application. Your local credit manager can assist you with this process or contact us at AlternativeFinance@simplot.com.
How do I know which ag financing program is best for me?
SGS offers many programs to fit your crop needs. Your local Crop Advisor or your local credit manager can walk you through the process of choosing the best program(s) for your situation.
Does it take long to apply for a line of credit?
Most of the applications are one or two pages long, asking basic financial information about your business. The process usually only takes 15 to 20 minutes depending on your situation. For higher credit requests you can expect it to take a little longer, however, we are here to help. Your local credit manager can assist you with this process or contact us at AlternativeFinance@simplot.com should you need any assistance.
What if I need an increase in my line of credit?
Credit increases happen from time to time as your business grows or as prices fluctuate. If you are using one of our finance partners, you are welcome to contact them directly or we can do so on your behalf. Just let your local credit manager know or contact us at AlternativeFinance@simplot.com.